Executive Banking Dashboard

Bank Sumut ALCO Intelligence Platform

Tanggal Laporan

Mei 2026

Periode

Monthly

ALCO Module

Stress Testing

Liquidity Shortfall by Scenario
SkenarioShortfall LikuiditasSurvival HorizonDampak NIMStatus
Base CaseIDR 045 hari0.00%Hijau
Stress ModeratIDR 250B21 hari-0.12%Kuning
Stress BeratIDR 600B9 hari-0.28%Merah
Stress GabunganIDR 1.1T4 hari-0.45%Merah
Snapshot Scenario Builder

Persentase penarikan: 30%

Tingkat rollover: 40%

Haircut aset likuid: 15%

Rate shock: +200 bps

Output: shortfall IDR 600B, survival horizon 9 hari.